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“Schedule of Charges” means the listing of charges applicable for the companies supplied on the Card. These costs are topic to modifications at the sole discretion of BRAC Bank Limited. However, such modifications in expenses may be made only with prospective impact giving prior notice of 30 days to the Cardholder. “Electronic Banking Terminal” means any approved terminal or gadget during which Card and/or PIN can be utilized. This consists of ATM, Point of Sale terminal or e-Commerce through which Card transactions may be performed or some other authorized terminal or device linked to BRAC Bank digital banking system from time to time.

The Supplementary Cardholder have to be of 18 years of age or over. The concern of the Supplementary Card shall be topic to such Terms and Conditions, which the Bank could deem needed. The payment by the Cardholder of any sum to the Bank in respect of any Statement of Account shall represent binding and conclusive proof of the acceptance by the Cardholder of the entries shown on that Statement of Account.

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The Priority Pass card is simply valid up to its date of expiry and will not be used by any individual other than the cardholder. Processing fee on the transferred amount may apply as per latest Schedule of Charges. Maximum 95% of the available credit limit can be availed for Balance Transfer. The Bank shall terminate the use of the card without notice upon the death, bankruptcy or insolvency of the cardholder or when the whereabouts of the cardholder become unknown to the Bank as a outcome of any cause attributable to the Bank. For cheque payment via Drop Box located at varied BRAC Bank branches, fee to be reflected on the following working day. The Bank will credit score the Cardholder’s Card account with the amount of any refund solely upon receipt of a correctly issued credit score voucher from the merchant institution.

E. Charges in Foreign Currency In respect of Cards other than internationally valid Cards, BRAC Bank won’t be sure to take cognizance of, and will not be liable in any method in any respect in respect of any expenses that are incurred in foreign foreign money. Without prejudice to the aforesaid, any cost of such Charges made by BRAC Bank will be with full recourse to the Cardholder, and won’t be thought of as absolving the Cardholder of any liability in relation to incurring of such expenses or funds thereof by BRAC Bank. BRAC Bank shall be totally indemnified and held harmless in opposition to all consequences of such payments, by the Cardholder. A delayed or amended charge shall be processed to the Card Account within 90 calendar days of the transaction date of the related transaction.

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Subject to the necessities of statute, notification of any such change shall be given to the Cardholder by the Bank either in writing or by publication thereof. Such adjustments shall apply to all unpaid Finance Charges, Fees, Cash Advances, Costs and Card Transactions. These complaints shall be resolved as per the policy of respective fee network (Visa/ Mastercard) and the choice of the cost community will be thought-about as final. The Bank cannot be held responsible for setting claims emanating from this scheme or for the approval or rejection of any declare. If you fail to inform BRAC Bank within a hundred and twenty days of buying the product/service; the Bank will not be held liable to entertain the grievance. The Bank shall be entitled at any time without the consent of the Cardholder to assign and transfer the whole or any a part of its rights of obligations beneath this Agreement.

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“Credit Limit / Purchase Limit” means the utmost debit stability permitted by the Bank for the Card Account for the Primary and the Supplementary Card, if any and notified to the Primary Cardholder once in a while. “Cardholder” means an individual whose name is in a Card Account and who’s liable for all transactions and liabilities on the Card Account. It includes Primary and any Supplementary Cards. “Authorized Dealer” means a certified dealer as defined in the Foreign Exchange Regulations Act 1947 as amended from time to time.

The Bank shall have the right to examine the credit standing of the applicant for the card/or examine standing of the Cardholder at any occasions as and when the Bank deems fit without reference to him/her. The Bank will instantly comply with disclosure of information to any authority underneath any legislation. The Priority Pass card isn’t a fee card nor it’s a proof of creditworthiness and attempts to make use of it as such might constitute fraud. Fees and costs may apply on the usage of Priority Pass. If the cardholder misses to pay four consecutive EMI funds, the total quantity might be once more transformed into outstanding with regular rate of interest.

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Thanksgiving, bear in mind the extra layer of events and motion occurring in that part of the location. The full schedule of matches for the primary four days are as follows, black and white character. The Bank may once in a while change the terms and conditions of this Agreement. Cardholder hereby authorizes the Bank to alter the terms and situations of this Agreement with out prior consent of the Cardholder.

Such instructions can’t be withdrawn /cancelled except with the written consent of BRAC Bank. Both Local and International (up to $300) e-commerce transaction will automatically be enabled for the credit score cardholders. Cardholder can disable the e-commerce transaction anytime by calling BRAC Bank Call Centre.

If the agreed delivery date of the online buy is past one hundred twenty days; BRAC Bank will not be held liable to entertain any complaint regarding non-delivery of that product/service. When presenting the Priority Pass card on entering the lounge, lounge employees will take an imprint of the cardboard and concern a ‘Record of Visit’ voucher to the cardholder or make a log entry. Some lounges have digital card readers, which will take the cardholder’s detail off the magnetic strip on the reverse side of the Priority Pass card. Where relevant, the cardholder must signal the ‘Record of Visit’ voucher, which may also reflect the precise number of accompanying guests, if any, but does not present any per particular person per go to charge. In the occasion of any quantity charged towards Priority Pass Lounge visits, which is due and payable by the client, the client shall be liable to make the payment to the Bank no matter whether the card has been closed for any purpose in any way.

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The Bank monitors the chance of using the Card in the High Risk Countries. The Bank will attempt to call the Cardholders to inform them in regards to the possible fraud danger that could emanate from such Card usage at High Risk Countries and shall search consent from the Cardholder to block the Card from further utilization. In such circumstances, the Bank shall be entitled to quickly suspend the use of the cardboard till additional discover to the cardholder. The Bank will on no account be answerable for any transaction on the card earlier than receiving proper notification of the said loss, theft or disclosure from the cardholder. Credit card invoice may be paid by way of bKash app.

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The fee will be reflected throughout the same day of instruction. The supplementary cardholder is bound by all Terms and Conditions besides that he or she is not responsible for payment in respect of any transactions on the cardboard account. The major cardholder might be accountable to the Bank for all transactions on the supplementary card. The use of the Card by the cardholder to obtain a Cash Advance shall be deemed to constitute the Agreement of the Cardholder to pay a cash advance payment and finance charge as determined by the Bank once in a while on the quantity of money advance. Finance cost shall be levied on every Cash Advance from the date of the advance until reimbursement is made in full.

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